Personal Loans

Whether you’ve been declined for finance due to a change in your circumstances and are back on the right track, or just need an alternative lender, we can help.

  • With our specialist partners we have access to a huge panel of lenders, you can apply for unsecured loans from £2,000 up to £25,000
  • Secured loans for any amount
  • Loans to suit most circumstances
  • Loan terms from 24 to 72 months
  • Single monthly repayments to keep outgoings simple
  • Provisional decision within minutes with soft credit searching

The Basic Criteria…

  • Ages between 21-65 years old (specialist loans are available for over 65’s depending on circumstances)
  • Available in England, Wales, Scotland & Northern Ireland
  • Main applicant must be employed for minimum of 6 months and earning a minimum of £1,100 net employment income per month.
  • Salary must be paid directly into a bank account by transfer
  • Home owners must reside at their property for a minimum of one month
  • Most recent mortgage/secured loan repayments must be maintained
  • In some cases, you may be required to provide proof of income

Apply Today
Peter Smith Finance - Business IT Finance

  • Completing the basic enquiry form only takes a few minutes
  • Once “provisionally accepted” you will receive an email or a call from ourselves or one of our broker partners. We will always advise you who is calling in advance.
  • Most documentation is completed by a paperless “e-sign” document via email, so no need for paperwork in the post.
  • Your funds are paid to your bank account within 24-48hrs
  • Offers are made on a rate-2-risk product model, based around your credit profile. You get an interest rate that reflects your current credit score.
  • Adverse, recent or historic will be considered and in some cases a guarantor loan may be offered.
  • Please see our privacy notice and “about us” page for more information
  • All applications are subject to status and acceptance is not guaranteed.
  • Peter Smith Business Consultancy Ltd is a broker, not a lender and loans are provided from a panel of lenders.
  • The access to this facility is on an “introducer” basis. It is therefore subject to all FCA, Data Protection and GDPR regulation and compliance.
  • *Representative 15.9% APR (Variable) Representative example: If you borrow £7,500 over 5 years at a Representative APR of 15.9% and an annual rate of 15.9% (fixed) you would pay £177.82 per month. Total charge for credit will be £3,169.20. Total amount repayable is £10,669.20. Minimum repayment period is 12 months. The %APR rate you will be offered is dependent on your personal circumstances.

Contact us today for more information